When it comes to managing your hard-earned money, the stakes are high. Choosing the right investment advisor is one of the most important financial decisions you’ll make — but most people don’t know what to ask.
Here are 5 critical questions that can help you separate genuine advisors from product pushers:
1. Are you SEBI-registered?
Always ask for the SEBI registration number and verify it on SEBI’s website.
Why it matters:
- SEBI-registered Investment Advisors (RIAs) are bound by fiduciary standards
- They must give unbiased, commission-free advice
Fynvestor operates on a fee-only, regulation-aligned model (SEBI registration under process).
2. How are you compensated?
Look for transparency. If the advisor earns commissions from mutual funds or insurance companies, their recommendations may be biased.
At Fynvestor, we follow a flat fee or AUA-based model — so we work only for you.
3. What is your investment philosophy?
Avoid advisors who:
- Chase trends
- Time the market
- Promise unrealistic returns
Instead, look for:
- Long-term focus
- Fundamental research
- Goal-based frameworks
4. Will you create a personalized plan for me?
Good advice is never one-size-fits-all. Make sure the advisor:
- Understands your goals, cash flow, and life stage
- Provides a custom asset allocation strategy, not just fund recommendations
5. How often will we review and rebalance?
Your life evolves, and so should your portfolio. Choose an advisor who:
- Reviews your plan periodically
- Communicates proactively
- Rebalances with discipline
The Fynvestor Promise
We go beyond investing to deliver:
- Research-backed, honest advice
- Personalized planning
- Ongoing guidance + investor education
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